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What Is So Special About Womens Car Insurance?

by: DavidHill
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Female driver come in for their fair share of criticism from men on the road. They are apparently dangerous and drive way to slowly but that, of course, is a definite male perspective. Car insurance companies actually take the exact opposite view. They actively encourage women to take up their womens car insurance policies because they tend to be safer on the road. There are many reasons why this is the case, but on a like for like basis, women save money every time.

Before getting into the finer details of those reasons, it is necessary for you to understand how much women can save over their male counterparts when it comes to car insurance. Mr and Mrs Bickley from the West Midlands proved that when they got car insurance quotes for their 2008 Ford Focus.

Mr and Mrs Bickley live in a rural village with little crime so they have peace of mind that their car is safe. However, they take safety precautions by putting the car in the garage every night and setting the alarm system. They are both 29 and have several years no claims bonus, with Mrs Bickley having 3 and Mr Bickley having 4.

To find the best deals, they both got separate quotes from two insurers - CIS and E-Sure. When both obtained the car insurance quotes, they found that Mrs Bickley would have to pay 107 less than her husband despite the fact that she had a years less no claims bonus!

Female car insurance quotes tend to be lower primarily because the statistics prove that men have more accidents on the road, and higher serious accidents as well as general ones. As such, men make more claims than women and cost insurers their higher profit margins every year!

Speed is also an issue because men do tend to drive at higher speeds than women, which is a proven fact given that more men get in trouble with the police for driving related offences. They also tend to get distracted much more easily.

Men also tend to buy more powerful cars. According to some insurers, women are more likely to choose a car out of practicality rather than aesthetic appeal, which is completely the opposite of their male peers! The parts for faster cars and those more likely to be stolen are more expensive and thus so are the insurance premiums!

Womens car insurance can also be found for a cheaper overall price because there are specialist providers for the female drivers out there. These insurers are exclusive. As such, women get more affordable cover over their male counterparts.

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Did you ever wonder why womens car insurance quotes are always cheaper? Powerseeker can help you reduce car insurance quotes for female drivers by explaining some amazing facts to women!

What Is So Special About Womens Car Insurance?

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